:root{--navy: #081527;--navy-2: #082848;--blue: #189ed3;--blue-dark: #0e6f98;--yellow: #f5a623;--yellow-dark: #d98a0b;--ink: #0f1c2e;--muted: #55627a;--surface: #f2f5f9;--line: #dbe2ec;--white: #ffffff;--radius: 12px;--shadow: 0 8px 28px rgba(8, 21, 39, .12);--font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:var(--blue-dark)}h1,h2,h3{font-family:var(--font);color:var(--navy);line-height:1.2;margin:0 0 .6em;letter-spacing:-.01em}h1{font-size:clamp(2rem,4.4vw,3.1rem);font-weight:800}h2{font-size:clamp(1.55rem,3vw,2.1rem);font-weight:800}h3{font-size:1.2rem;font-weight:700}p{margin:0 0 1em}ul,ol{padding-left:1.2em;margin:0 0 1em}.container{width:min(1180px,100% - 32px);margin-inline:auto}.narrow{width:min(820px,100% - 32px);margin-inline:auto}.section{padding-block:clamp(44px,6vw,84px)}.section.alt{background:var(--surface)}.section-head{max-width:760px;margin-bottom:32px}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:var(--blue-dark);margin-bottom:.6em;display:block}.skip{position:absolute;left:-999px;top:8px;background:var(--yellow);color:var(--navy);padding:8px 14px;z-index:100;border-radius:6px}.skip:focus{left:8px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;padding:13px 22px;border-radius:999px;font-weight:800;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;line-height:1.1;transition:transform .12s,background .12s;white-space:nowrap;font-family:inherit}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--yellow);color:var(--navy)}.btn-primary:hover{background:#ffb73d}.btn-dark{background:var(--navy-2);color:#fff}.btn-outline{border-color:var(--navy-2);color:var(--navy-2);background:transparent}.btn-outline-light{border-color:#fff;color:#fff;background:transparent}.btn-sm{padding:10px 16px;font-size:.93rem}.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;gap:18px;min-height:76px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.08rem;line-height:1.1}.brand img{width:56px;height:56px}.brand small{display:block;font-weight:600;font-size:.72rem;color:var(--muted);letter-spacing:.04em}.nav{margin-left:auto;display:flex;align-items:center;gap:4px}.nav>a,.nav .has-dd>a{padding:10px 12px;text-decoration:none;color:var(--navy);font-weight:700;font-size:.98rem;border-radius:8px;display:block}.nav>a:hover,.nav .has-dd>a:hover{background:var(--surface)}.has-dd{position:relative}.dd{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:16px;width:640px;grid-template-columns:1fr 1fr;gap:16px 24px}.has-dd:hover .dd,.has-dd:focus-within .dd{display:grid}.dd h4{margin:0 0 4px;font-size:.95rem}.dd h4 a{color:var(--navy);text-decoration:none}.dd ul{list-style:none;padding:0;margin:0}.dd li a{font-size:.9rem;color:var(--muted);text-decoration:none;display:block;padding:2px 0}.dd li a:hover{color:var(--blue-dark)}.header-cta{display:flex;gap:10px;align-items:center}.menu-toggle{display:none;margin-left:auto;background:none;border:2px solid var(--navy-2);border-radius:10px;width:46px;height:46px;cursor:pointer;align-items:center;justify-content:center}.menu-toggle span,.menu-toggle span:before,.menu-toggle span:after{display:block;width:22px;height:2px;background:var(--navy-2);position:relative;content:""}.menu-toggle span:before{position:absolute;top:-7px}.menu-toggle span:after{position:absolute;top:7px}.mobile-menu{display:none;border-top:1px solid var(--line);background:#fff;padding:16px}.mobile-menu.open{display:block}.mobile-menu .btn{width:100%;margin-bottom:10px}.mobile-menu a.ml{display:block;padding:11px 4px;text-decoration:none;font-weight:700;color:var(--navy);border-bottom:1px solid var(--line)}.mobile-menu details summary{padding:11px 4px;font-weight:700;color:var(--navy);cursor:pointer;border-bottom:1px solid var(--line);list-style:none;display:flex;justify-content:space-between;align-items:center}.mobile-menu details summary::-webkit-details-marker{display:none}.mobile-menu details summary:after{content:"";width:9px;height:9px;border:solid var(--navy-2);border-width:0 2px 2px 0;transform:rotate(45deg);margin-right:6px;transition:transform .15s}.mobile-menu details[open] summary:after{transform:rotate(-135deg)}.has-dd.loc .dd{left:0;right:auto;width:540px;max-width:calc(100vw - 32px);grid-template-columns:repeat(3,1fr);gap:16px 20px}.has-dd.loc:hover .dd,.has-dd.loc:focus-within .dd{display:grid}.dd h4{color:var(--navy)}.mobile-menu details a{display:block;padding:8px 14px;text-decoration:none;color:var(--muted)}@media(max-width:1200px){.nav,.header-cta{display:none}.menu-toggle{display:inline-flex}}.mobile-bar{display:none}@media(max-width:760px){.mobile-bar{display:grid;grid-template-columns:1fr 1fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;padding:8px 12px calc(8px + env(safe-area-inset-bottom));border-top:1px solid var(--line);box-shadow:0 -4px 16px #0815271f}body{padding-bottom:68px}.brand small{display:none}}.crumbs{background:var(--surface);border-bottom:1px solid var(--line);font-size:.88rem}.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:10px 0;margin:0;color:var(--muted)}.crumbs li+li:before{content:"/";margin-right:6px;color:#9aa6b8}.crumbs a{color:var(--blue-dark);text-decoration:none}.hero{position:relative;color:#fff;isolation:isolate;padding-block:clamp(44px,7vw,92px)}.hero-bg{position:absolute;inset:0;z-index:-1}.hero-bg img{width:100%;height:100%;object-fit:cover}.hero-bg:after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,#081527ed,#081527d1 55%,#081527b3)}.hero h1{color:#fff;max-width:17ch}.hero.wide h1{max-width:22ch}.hero .lead{font-size:1.15rem;max-width:56ch;color:#e6edf6}.hero .proof{display:inline-flex;flex-wrap:wrap;gap:8px 14px;align-items:center;background:#ffffff1f;border:1px solid rgba(255,255,255,.28);border-radius:22px;padding:8px 16px;font-weight:700;font-size:.95rem;margin:6px 0 18px}.hero .proof b{color:var(--yellow)}.hero-grid{display:grid;gap:32px;align-items:center}.hero-form{background:#fff;color:var(--ink);border-radius:16px;box-shadow:var(--shadow);padding:28px;width:100%;max-width:460px;justify-self:end}.hero-form .only-mobile,.only-mobile{display:none}.hero-form.plain{background:transparent;box-shadow:none;padding:0;border-radius:0}.center{text-align:center}.center p,.center h2{margin-inline:auto}@media(min-width:1024px){.hero-grid.has-form{grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:56px}.hero-form{align-self:center}}@media(max-width:1023px){.hero-form{max-width:none;justify-self:stretch;padding:20px}.only-mobile{display:inline-flex}.only-desktop{display:none!important}}.trust{background:var(--navy-2);color:#fff}.trust ul{list-style:none;margin:0;padding:18px 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:14px}.trust li{display:flex;align-items:center;gap:10px;font-weight:700;font-size:.96rem}.trust li:before{content:"";flex:none;width:10px;height:10px;border-radius:50%;background:var(--yellow)}.trust small{display:block;font-weight:500;color:#b9c8dc;font-size:.8rem}.grid{display:grid;gap:22px}.grid.c2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}.grid.c3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.grid.c4{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:box-shadow .15s,transform .15s}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}.card img{width:100%;aspect-ratio:16/10;object-fit:cover}.card-body{padding:18px 20px 22px}.card h3{margin-bottom:.3em}.card p{color:var(--muted);margin:0;font-size:.96rem}.card .more{display:inline-block;margin-top:10px;font-weight:800;color:var(--blue-dark)}.chips{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:16px 0}.chips a{display:inline-block;padding:9px 16px;border-radius:999px;background:#fff;border:1px solid var(--line);text-decoration:none;font-weight:700;color:var(--navy)}.chips a:hover{border-color:var(--blue);color:var(--blue-dark)}.two-col{display:grid;gap:40px;align-items:center}@media(min-width:900px){.two-col{grid-template-columns:1fr 1fr}.two-col.flip>:first-child{order:2}}.photo{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}.photo img{width:100%;height:auto}.photo.cap-tall img{max-height:520px;object-fit:cover}.prose p{max-width:70ch}.checks{list-style:none;padding:0}.checks li{position:relative;padding-left:30px;margin-bottom:.65em}.checks li:before{content:"";position:absolute;left:0;top:.42em;width:18px;height:18px;border-radius:50%;background:var(--blue)}.checks li:after{content:"";position:absolute;left:6px;top:.62em;width:5px;height:9px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 22px 20px;position:relative}.steps li:before{content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--yellow);color:var(--navy);font-weight:800;margin-bottom:12px}.steps h3{font-size:1.05rem}.steps p{margin:0;color:var(--muted);font-size:.96rem}.factors{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.factor{border-left:4px solid var(--yellow);background:#fff;padding:14px 18px;border-radius:0 var(--radius) var(--radius) 0;border-top:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.factor h3{font-size:1.02rem;margin-bottom:.25em}.factor p{margin:0;color:var(--muted);font-size:.95rem}.notice{border:2px dashed var(--yellow-dark);background:#fff8ea;border-radius:var(--radius);padding:22px;text-align:center;font-weight:700;color:#7a4d00}.notice small{display:block;font-weight:500;margin-top:4px}.map{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);background:var(--surface)}.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:10px}.faq summary{cursor:pointer;padding:16px 20px;font-weight:800;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:14px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:1.4rem;line-height:1;color:var(--blue-dark)}.faq details[open] summary:after{content:"−"}.faq .ans{padding:0 20px 18px;color:#344054}.faq .ans p:last-child{margin-bottom:0}.cta{background:var(--navy-2);color:#fff}.cta h2{color:#fff}.cta .cta-grid{display:grid;gap:32px;align-items:center}@media(min-width:900px){.cta .cta-grid.has-form{grid-template-columns:1fr 1fr}}.cta .form-card{background:#fff;color:var(--ink);border-radius:16px;padding:24px;box-shadow:var(--shadow)}.cta p{color:#d7e2f0}.cta .phone{font-size:1.6rem;font-weight:800;color:var(--yellow);text-decoration:none;display:inline-block;margin:4px 0 14px}.stats{background:var(--surface);padding-block:clamp(56px,7vw,80px)}.stats-inner{display:flex;gap:48px;align-items:flex-start}.stats-head{flex:none;width:330px;min-height:250px;background:var(--yellow);color:var(--navy);padding:40px;display:flex;align-items:center}.stats-head h2{margin:0;color:var(--navy);font-size:2.3rem;line-height:1.3;text-transform:uppercase}.stats-list{flex:1;display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.stat{display:flex;flex-direction:column;align-items:flex-start}.stat svg{width:60px;height:60px;color:var(--yellow-dark);margin-bottom:16px}.stat .num{font-size:64px;font-weight:800;color:var(--navy);line-height:1;font-variant-numeric:tabular-nums;min-width:3ch;margin-bottom:16px}.stat .lbl{text-transform:uppercase;letter-spacing:.1em;font-size:16px;color:var(--muted);border-left:4px solid var(--yellow);padding-left:12px;font-weight:600}@media(max-width:1023px){.stats-inner{flex-direction:column;align-items:stretch;gap:32px}.stats-list{width:100%}.stats-head{width:100%;min-height:0;padding:32px}}@media(max-width:639px){.stats-list{grid-template-columns:1fr;gap:32px;justify-items:center}.stats-head{justify-content:center;text-align:center}.stats-head h2{font-size:1.9rem;text-align:center}.stat{align-items:center;text-align:center}.stat .num{min-width:0;text-align:center}.stat .lbl{border-left:0;padding-left:0;padding-bottom:8px;border-bottom:4px solid var(--yellow)}}.site-footer{background:var(--navy);color:#c9d6e8;padding-top:56px;font-size:.96rem}.site-footer a{color:#e9f0f9;text-decoration:none}.site-footer a:hover{text-decoration:underline}.site-footer h3{color:#fff;font-size:1rem;text-transform:uppercase;letter-spacing:.08em}.foot-logo{width:84px;height:84px;border-radius:50%;background:#fff}.foot-grid{display:grid;gap:32px;grid-template-columns:repeat(auto-fit,minmax(210px,1fr))}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:6px}.site-footer address{font-style:normal}.foot-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:40px;padding:18px 0;display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between;font-size:.88rem}.legal h1{margin-bottom:.15em}.legal .sub{font-size:1.1rem;font-weight:700;margin-bottom:.2em;color:var(--ink)}.legal .updated{color:var(--muted);margin-bottom:1.6em}.legal h2{font-size:1.4rem;margin-top:1.6em}.legal h3{font-size:1.15rem;margin-top:1.3em}.legal h4{margin:1.1em 0 .4em}.util{text-align:center;padding:28px 16px 60px}.util .logo-top{margin:0 auto 24px}.util h1.u-h{font-size:40px;font-weight:700;color:#000;margin:0}@media(max-width:768px){.util h1.u-h{font-size:32px}}.rating-row{display:grid;grid-template-columns:repeat(5,1fr);gap:60px;max-width:1000px;margin:0 auto}.rating-col{display:flex;flex-direction:column;align-items:center;gap:10px;text-decoration:none;color:#000}.rating-col svg{width:84px;height:84px}.rating-col .stars{font-size:1.5rem;letter-spacing:.1em;color:#f5a623}.rating-col .num{font-weight:700}@media(max-width:768px){.rating-row{grid-template-columns:1fr;gap:36px}}
